In most places throughout the world, you need to go to college or university if you want to become wealthy. In the beginning, they often don’t make very much at all—considering the cost of their degrees. You don’t worry about money, and you pretty much know that you’ll be getting a meal at the beginning and end of every day. The Financial PlanThis one isn’t necessarily related to a university degree. There are a lot of people who don’t want to work and also don’t have much money in their bank accounts.